What is your Credit score based on and what is the average American Credit score nowadays? How do you fare in comparison with your fellow Americans? Is your rating higher or lower than the average American Credit score? Just about everyone knows that there is such a thing as a Credit score and that it is based on your past Credit performance, but not many people really know the ins and outs of Credit scoring.
First of all, the highest Credit score that exists is 850; conversely, the lowest is 300. Of course, the majority of people fall between those two extremes, and in fact, the average American Credit score is now about 690, but with the downturn in the economy and unemployment on the rise, it is likely that individual Credit scores will begin to fall, and that means the average Credit score will begin to fall right along with them.
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